Visa® credit cards
Three Visa cards built for members, from 13.40% APR. Earn points, get 1.5% cash back, or keep your rate as low as possible.
Kitsap Credit Union
•••• •••• •••• 2026
Visa Rewards
VISA
1 point per $1
As low as 15.40% APR* variable
$0 annual fee
Click the card to flip it
Our Visa® cards
Pick the card that fits how you spend.
Kitsap Credit Union
•••• •••• •••• 2026
Low Rate Visa
VISA
Lowest APR
As low as 13.40% APR* variable
$0 annual fee
Low Rate Visa
Lowest APROur lowest rate. Built for consolidating debt and saving on interest.
APR as low as
13.40%*
Annual fee
$0
- Lowest variable APR we offer
- Contactless tap to pay
- Purchase security and extended warranty
Kitsap Credit Union
•••• •••• •••• 2026
Visa Rewards
VISA
1 point per $1
As low as 15.40% APR* variable
$0 annual fee
Visa Rewards
1 point per $1Earn Better Together Rewards points on every purchase.
APR as low as
15.40%*
Annual fee
$0
5,000 bonus points after $3,000 in purchases within 90 days
- Redeem for travel, gift cards, cash back and merchandise
- Contactless tap to pay
- Auto rental insurance
Kitsap Credit Union
•••• •••• •••• 2026
Cash Back Visa
VISA
Signature
1.5% cash back
As low as 15.40% APR* variable
$0 annual fee
Cash Back Visa
1.5% cash backUnlimited 1.5% cash back on everyday purchases.
APR as low as
15.40%*
Annual fee
$0
$100 bonus after $1,000 in purchases within 90 days
- Visa Signature® Concierge and Perks
- Contactless tap to pay
- Roadside assistance
Rewards estimator
What could your first year earn?
Slide to your typical monthly card spending. Estimates include each card’s new-account bonus when that spending would qualify within 90 days.
$1,500
Visa Rewards
23,000 pts
incl. 5,000 bonus points
Cash Back Visa
$370
incl. $100 bonus
Illustrative estimate based on net purchases. Point values vary by redemption. Offers subject to change.
Intro offer on new cards
0% APR*
for six billing cycles on purchases and qualifying balance transfers. Move balances from another card with help from a KCU team member.
Included with every card
Protection built in.
No annual fee
On every card we offer.
25-day grace period
On purchases, every statement.
$400,000 travel accident insurance
Coverage when you book with your card.
Extended warranty
Added protection on eligible purchases.
Auto rental insurance
Decline the counter coverage with confidence.
Roadside assistance
Help when you need it on the road.
Rates, fees and terms
*APR = Annual Percentage Rate. Rates are variable and accurate as of 10/3/2026. Your rate is based on creditworthiness. All loans subject to approval. Intro APR of 0% applies for six billing cycles to purchases and qualifying balance transfers on new consumer credit cards only. Qualifying balance transfers must come from a non-KCU card, be completed within 60 days of account opening, and be conducted by a KCU employee; self-service transfers, including through digital banking, do not qualify. Balance transfer fee is $10 or 5% of each transfer, whichever is greater.
Rewards and bonuses are earned on net purchases. Visa Rewards bonus: 5,000 points after $3,000 in net purchases within 90 days of opening. Cash Back Visa bonus: $100 after $1,000 or more in net purchases within 90 days. Offers subject to change. See Rates and Terms.